GadgetARQ Logo
Close this search box.

Sign up for Apple’s iPhone Upgrade Program and receive a new discounted iPhone each year!


In case there’s one thing that Apple is acceptable at, it’s delivering new models of the iPhone. We have had another iPhone consistently for over 10 years, and each model is a smash hit. Yet, even with exchange ins, purchasing another iPhone consistently is a costly suggestion. That is the place where Apple’s iPhone Upgrade Program comes in. The iPhone Upgrade Program is a subscription service with which you can update your iPhone continually by paying less. There are a few surprises, yet in case it’s indispensable that you generally have the most up to date iPhone, this may be the program for you.

Quick View

  • Apple’s iPhone Upgrade Program allows you effectively to upgrade your iPhone at whatever point another model is delivered.
  • The iPhone Upgrade Program loans you an iPhone. Which you’ll then, consistently regularly scheduled payments month to month on – whenever you’ve made 12 payments, you can upgrade it.
  • You can pursue the iPhone Upgrade Program with most significant carriers, and AppleCare+coverage is incorporated.

Mechanism of iPhone Upgrade Program

  • The iPhone Upgrade Program is assistance that assists users with upgrading their iPhone at whatever point another model is delivered.
  • At the point when you sign up, you pick what sort of iPhone you need. Then, at that point, you’ll need to go through a credit check, similar to you would when taking out a mortgage or applying for a credit card. In case you get it approved, Apple takes out a zero per cent loan in your name with Citizens One Bank and gives you the iPhone you picked.
  • When you get the iPhone, you’ll begin taking care of a monthly bill for it. The bill sum relies upon what iPhone you picked and how much storage space it has, yet it goes from about $40 to $70 each month.
  • In the wake of paying for a year, you can request an upgrade. Contact Apple, and they’ll check your credit once more. In case you’re as yet qualified, they’ll send you another iPhone, drop the old loan, and sign you up for another loan. You’ll need to send back the old iPhone once you get another one.
  • Speedy tip: If you haven’t made 12 monthly payments yet at the same time need to upgrade, you can pay the sum expected to make up 12 payments at the same time while mentioning the upgrade.
  • Then again, you can take care of the whole loan without mentioning an upgrade. Once paid, the iPhone is all yours and you’ll be taken out from the iPhone Upgrade Program. You can rejoin whenever.

Neccessary checks before upgrading:

  1. Start by checking your upgrade eligibility. Once you’ve affirmed that you’re eligible, simply pick the iPhone you’d prefer to upgrade to. Or then again stop by an Apple Store, and a Specialist will assist you with picking your new iPhone.
  2. Pick your level of AppleCare+ coverage. Decide between standard AppleCare+ or AppleCare+ with Theft and Loss.
  3. Give your carrier account details. If you at present have a wireless account, you’ll need your password and some other applicable account data.
  4. Have your own data and credit or debit card on hand. You’ll be approached to give your Social Security number and date of birth for a credit check. You’ll likewise require a valid U.S. credit or debit card. Prepaid cards are not acknowledged. In case you’re joining at an Apple Store, you’ll likewise require valid primary types and secondary types of ID, and the first and keep going names on both should coordinate.
  5. Get your new iPhone. What’s more, return your present iPhone to Apple. In case you’re upgrading on the web or with the Apple Store app, you can have your new iPhone passed on right to your entryway to no end.
  6. When it ships, Apple will send you a Trade-in Kit so you can send your present iPhone back to Apple. You’ll likewise have the choice to get your new iPhone in a store — frequently that very day. At the point when you go to the store, make sure to carry your present iPhone with you to trade-in.

Be certain to back up your data on your present iPhone to your PC or iCloud prior to trading it in.

Why buy from Apple instead of a carrier?

Apple adds to the deal by including its AppleCare Plus coverage at a slight discount with the iPhone Upgrade Program. AppleCare Plus is the company’s insurance and extended warranty program that would somehow or another expense $7.99 per month for the iPhone 12 and 12 Mini or $9.99 every month for the iPhone 12 Pro. Or maybe the iPhone 12 Pro Max. Using the Apple Upgrade Program, you pay $6.21 each month for AppleCare Plus. This is just the opposite to $7.99 each month with the iPhone 12 or 12 Mini.

AppleCare Plus doubles the standard one-year warranty to two years, however, that is to a lesser worry in case you’re planning on trading in your phone after the principal year. The genuine worth of AppleCare Plus is getting unintentional damage protection. The thing is that you acquire accident claims. These claims replace your phone. Each carries a $99 charge, yet that is less expensive than purchasing another phone. You’ll likewise have the option to replace a broken screen or two for $29 per incident. Phone support is additionally stretched out to two years with AppleCare Plus, up from the standard 90 days.

Sign up for the iPhone Upgrade Program

To join, you’ll have to be a customer with AT&T, Sprint, Verizon, or T-Mobile. You’ll likewise have to give your Social Security number, date of birth, and annual income for the credit check, alongside your debit or credit card data. Prepaid cards aren’t acknowledged.

Sign up for Apple's iPhone Upgrade Program and receive a new discounted iPhone each year!
Sign up for Apple's iPhone Upgrade Program and receive a new discounted iPhone each year! 5
  • Select which iPhone model you need, and afterwards on the customization page, pick its size, color, measure of storage space, and your carrier.
iPhone upgrade program
  • At the point when asked how you’d prefer to pay, select Pay month to month. In the choices that show up, pick Apple iPhone Upgrade Program and afterwards I’d prefer to enroll.
iPhone upgrade program
  • Choose what level of AppleCare+ coverage you need, and afterward Continue.
  • Enter your present phone number and the last four digits of your Social Security number. This is so your carrier can check whether you actually owe them any cash for your present phone.
  • Apple will message you a passcode to enter on the site. Enter it, and afterward log into your Apple ID account.
  • The checkout page will show up. Pick whether you need the iPhone conveyed to you, or you need to get it from a nearby Apple Store.
You’ll need to pay taxes on the whole iPhone in the principal payment, so anticipate that the first bill should be more costly than the rest.
iPhone upgrade program
Sign up for Apple's iPhone Upgrade Program and receive a new discounted iPhone each year! 6
  • Apply for the loan by rounding out your personal details, and give your debit or credit card data.
  • Snap Continue to Review, and acknowledge the terms of your agreement.

When you acknowledge, Apple and Citizens One will check your credit to check whether you fit the bill for the loan. If that you do, you’ll get an email confirmation, and you’re good to go. Either trust that your iPhone will show up, or get it at the booked time.

If you decide to get the iPhone at a store however don’t get it inside about fourteen days, your loan will be dropped without punishment. Any hit you got to your credit from the preapproval credit check will remain, however.


You are not forced to upgrade. In case you’re happier with your present phone, you can continue utilizing it and proceeding to take care of it. After 24 months, you will have taken care of it and can keep utilizing it without the monthly payment, or you can turn around and offer it to assist with financing the expense of another phone when you’re prepared.

Read More!





Subscribe to Updates

Get the latest news about technologies into your mailbox.



Subscribe to Updates

Get the latest news about technologies into your mailbox.